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SAME DAY FINANCE FROM 8.99%*

At Sunstate, we make financing your next Motorcycle, ATV, SSV or other recreational vehicle simple and convenient.

Our experienced Finance Business Managers can assist with a range of consumer and commercial finance options and work with a panel of established finance providers to help find a solution suited to your individual circumstances.

Flexible Finance Options

Depending on your circumstances and lender requirements, finance may be available with a low or zero deposit on selected new and used vehicles.

You may also choose to use the equity or trade-in value of your existing vehicle towards your deposit, which may help reduce your financed amount and repayments.

Finance terms can generally range from 24 to 84 months, with options including Balloon/Residual payments where available and appropriate.

Balloon or residual payments may help reduce regular repayments; however, a larger final payment will be payable at the end of the finance term.

Consumer & Commercial Finance

We can assist both consumer and business customers with a range of finance solutions, including options for:

  • Full-time, part-time and casual employees

  • Self-employed applicants

  • Sole traders

  • Companies and partnerships

  • Trusts

  • Pensioners

  • Applicants with previous credit difficulties

Finance approval, interest rates, fees, loan terms and lending criteria are subject to the requirements of the individual financier and your personal circumstances.

Finance Protection & Optional Covers

Depending on availability, you may be able to include optional products such as loan protection and Gap Cover with your finance package.

Loan protection may provide benefits in certain circumstances, such as injury or involuntary unemployment, subject to the terms, conditions and eligibility requirements of the relevant policy.

Gap Cover may help cover the difference between your insurer's settlement amount and the outstanding finance balance following a total loss, subject to the policy terms and conditions.

These products are optional, are not required to obtain finance and do not determine whether your finance application is approved.

Used Vehicle Warranty

For additional peace of mind, selected pre-owned vehicles may be available with warranty coverage, including options for extended warranty protection.

Warranty availability, coverage and conditions vary depending on the vehicle and applicable warranty product. Please speak with our team for full details.

Talk to Our Finance Team

Our Finance Business Managers can handle the application process on your behalf and explain the available finance options, repayments, fees and applicable terms.

Contact our team today for a confidential discussion and a personalised finance assessment.

*8.99% FINANCE TERMS & CONDITIONS

*The advertised 8.99% p.a. interest rate is available only on selected vehicles and to approved applicants who meet the applicable lender's eligibility and credit criteria.

Any repayment examples shown are indicative only and are based on an interest rate of 8.99% p.a. over a 5-year term with a 20% deposit, unless otherwise stated.

Actual repayments, interest rates, fees, loan terms, deposit requirements and total repayment amounts will vary depending on the vehicle, amount financed, loan term, applicant's circumstances and the requirements of the relevant financier.

Indicative repayments do not include applicable establishment, dealer origination or other finance-related fees, which may vary depending on the loan.

Repayment examples do not include optional products such as insurance, loan protection, extended warranty, Gap Cover or accessories unless specifically stated.

Finance is subject to lender approval and lending criteria. Fees, charges and conditions apply.

The information provided on this page is general in nature and does not take into account your personal financial circumstances, objectives or needs. You should consider whether finance is appropriate for your circumstances and review the relevant finance and product documentation before proceeding.